Recognized as an American jean brand rooted in authenticity and self-expression, American Eagle Outfitters has long been a mall staple, with its fashion-forward clothing for teens and college students alike.
Loyalists can apply for the AE store card issued by Synchrony Bank, through which they can get discounts and perks even on the first purchase. This is also a Visa card that offers all the goods by the franchise.
In this article, you will learn more about the American Eagle Outfitters card, the American Eagle credit card login to make a payment, how to create an account online, and how to pay online, by phone, mail, and more!
Crypto Hedge Fund Three Arrows Blows Up, Others Could Follow
A few years ago, crypto hedge funds were all the rage. As cryptocurrencies rose in value, hundreds of hedge funds specializing in digital assets launched to try and capitalize on investor demand. Some of these funds recorded double-digit gains in 2020 and 2021 as cryptocurrencies surged in value. However, this year, cryptocurrencies have been under Read More
Benefits of American Eagle Synchrony Credit Card
The American Eagle Outfitters card is packed with several perks for those who trust a well-established clothing brand:
- 15 points per $1 spent at AEO / Aerie stores
- 2,500 points = $10 reward
- Free Standard Shipping
- 20% off birthday coupon
- Buy 5 jeans, get 1 free Buy 5 bras, get 1 free
- Personal shopping day coupon
- 6 cardholder events each year
- Registration bonus
- Flexibility to use anywhere Visa is accepted
- 5 points per $1 spent on all other Visa purchases (outside AEO/Aerie)
Online Account Access
To get the best out of the American Eagle Outfitters card, you must create an account online via the American Eagle credit card login. Keep reading and we will tell you how!
AE Credit Card Login
The first step is to access the login by clicking here. On this page, you’ll be able to create your account, which you’ll use to make payments and access all your financial information regarding the American Eagle Outfitters card.
The login page offers you the possibility to apply for the card as well as register your card and create your account.
To do the latter, just click on “Register” and enter your account number and ZIP code. Then, click on “Continue” to finish off the registration process.
If you’ve forgotten the password to your online account, do not despair! Synchrony Bank lets you reset your password by clicking on this option on the login page.
Once you do so, you’ll have to enter your user ID and your ZIP code to start the process. By clicking on “Continue” you’ll allow the system to send you a reset link to either your phone or email.
Forgot User ID
To recover your user ID, just click accordingly on the login page and then enter your account number and ZIP code. When clicking on “Continue,” you’ll be able to recover your user ID.
American Eagle Customer Service
American Eagle Pay by Phone
To pay your American Eagle Outfitters card via other mediums besides your online account, you can do so by phone. Just dial 1-800-843-0875.
American Eagle Credit Card Payment Address
You can send payments to the following address:
American Eagle Outfitters
P.O. Box 530942
Atlanta, GA 30353-0942
Customer Service Hours
The American Eagle Outfitters card sticks to Synchrony Bank and its customer service hours as follows: Daily 8:00 a.m. to 12 midnight Eastern Time. Visa/Mastercard credit cards, daily — 24 hours a day.
How to Pay American Eagle Credit Card
There are several ways you cab pay your American Eagle credit card. You just have to choose the one that is most convenient.
Pay With Your Account Online
The quickest way to pay your American Eagle card is via an online account. Just log in and go to the payments sections on the dashboard. Select the payment amount and execute the payment in a breeze.
To pay your American Eagle card when you don’t have access to an account online, you can do so by phone. Just dial the number provided above and enter the card number and account number when prompted.
If you’re having issues, you can redirect the call to customer service —someone will pick up the process for you and lend you a hand.
To pay by mail —the slowest payment method— just send your check or money order to the address provided above. Be mindful of the due date so you are nor charged extra fees!
Via the Mobile App
The free American Eagle FCU app —AEFCU in your Appstore— will allow you to check balances, pay bills, deposit checks, and more. These are the perks of having an online account!
How to Avoid Late Fees
The best way to avoid late fees is to schedule payments. You can do so next time you log into your account and go to the payments section. There, you can set an automatic payment every month so you’re not charged extra after the due date.
Is the American Eagle Credit Card a Good Card?
The AE card is a good card and has positive reviews on several credit card review sites. However, bear in mind the following before applying.
While there is no annual fee, which is a good thing for some people, there are definitely other fees you should consider when weighing the terms and conditions of a credit card.
What you will notice immediately is the high APR for purchases. With a variable 28.24%, you will get into trouble quickly if you have any kind of outstanding balance on this card. There are plenty of other rewards cards that offer 0% introductory APR for up to 15 months if that’s a significant financial benefit to you.
You will also notice that the late fee is $38. Although this is quite common for a card of this caliber, it is not advisable to get used to making late payments.
If you have the Visa version of the card, you’ll also see the APR and the cash advance fee, though in our opinion you should never use your credit card for a cash advance unless you’re in a dire emergency.
How Does the American Eagle Credit Card Work?
The AE Visa credit card is pretty much the same as the regular AEO Connected card —the big difference is that it can be used anywhere Visa is accepted.
Being a Visa card, it also offers the possibility of making cash advances and using the card internationally, although you will have to pay some high fees for foreign transactions.
Once shoppers accumulate 2,500 points, they receive a $10 discount coupon. AEO basic cardholders can only use the card at the American Eagle network of stores —15 points per dollar—, earning 6% in-store cash when they shop.
AEO Visa cardmembers also earn 6% cash back in-store when they shop at American Eagle, but earn 2% cash back on all other Visa purchases.
When it comes to “buy 5 get 1” deals, once a shopper purchases 5 pairs of jeans or 5 bras, the free item reward is issued.
Rewards are sent via email and text, or cardholders can access their rewards through AEO | Aerie Mobile.
The terms and conditions of the AEO Rewards program state that members typically receive a reward within 15-21 days after reaching the reward threshold.
The AE Visa card might have its drawbacks but is a great card based on the reviews available on the internet. We advise you to do an extensive research and make your mind according to the pros and cons of an otherwise solid option!