Annual Fee
INR 12,500 + 18% GST
Welcome Benefits:
Complimentary Reward Points : 12,500 reward points are given to the customer first on the activation of the card
Complimentary Club Marriott Membership: This is given for a year, and it offers up to 20% discounts for dining and stay across Asia – Pacific region
Renewal Benefits
12,500 reward points are given to the customer and every year once the annual fee of the previous year is realized.
Fee Redemption
One gets a fee redemption on spending INR 10 lakh from this card, but in that case one will not be getting 12,500 reward points.
Reward Points:
- 5 Reward Points on spending INR 150, on all retail spends including insurance, utilities, education and rent pay
- 10 times Reward Points on travel and shopping spends on SmartBuy.
Reward Points Redemption
These points can be redeemed on SmartBuy or Netbanking.
SmartBuy is a platform that displays offers of various products from different companies in partnership with HDFC Bank for the bank’s customers. Netbanking refers to online banking, which is an electronic payment system used to transfer funds to another bank account or checking the transaction statements, making payments, among other things.
Reward Points can be redeemed for:
- For flight and Hotel Bookings via Smartbuy: 1 RP = INR 1
- For Apple products and Tanishq vouchers via Smartbuy: 1RP = INR 1
- For Airmiles conversion through netbanking: 1RP = 1 air mile
- For Products and Vouchers via Netbanking or SmartBuy: 1 RP = upto INR 0.50
- For Cashback: 1 RP = INR 0.30
