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Diners Club International is a banking and payment services company owned by Discover Financial Services. The Diners Club Card was the world’s first multipurpose charge card to be used for dining and travel expenses. The Diners Club aims to support global dining and entertainment via partnerships benefitting Diners Club cardholders, which it calls “Clubmembers.”
Diners Club cards may be worthwhile for people who travel frequently around the world and want to take advantage of Clubmember benefits at select restaurants, golf clubs, entertainment and more. Diners Club credit cards can be used wherever Mastercard is accepted.
How to Get a Diners Club Card
Currently, applications are closed for both consumer and professional Diners Club cards in the U.S. corporate cards are still available but prospective cardholders must ask their employer if their company is a member of the Diners Club Corporate Card program. Current Diners Club cardholders are still active and have no issues using their cards.
Types of Diners Club Cards
When applications were most recently open for Diners Club credit cards, the following two types of consumer cards were available:
- Diners Club Card Premier: The Premier card had a $95 annual fee and no foreign transaction fees. Benefits included 24/7 Personal Assistant to help make reservations for golf, dinner and more; membership to over 1,000 airport lounges around the world; and 1 Club Reward point per dollar spent on eligible purchases.
- Diners Club Card Elite: The Elite card had a $300 annual fee and all the benefits of the Premier card. Elite cardholders earned 3 Club Reward points per dollar spent at grocery stores, pharmacies and gas stations. All other eligible purchases earned 1 point per dollar spent. Other benefits included travel accident insurance and trip cancellation insurance when the card is used to book a trip.
Club Rewards points can be transferred to airline rewards programs or redeemed for custom travel benefits and more. Cards and benefits are subject to change, especially if the Diners Club opens its applications again.
Diners Club cardholders (also known as Clubmembers) have access to exclusive benefits at restaurants, golf clubs and other service-industry merchants. The Diners Club partnership with over 1,000 airport lounges makes a Diners Club card useful for frequent travelers.
Currently, applications for consumer cards are closed in the U.S., but travelers have other options for credit cards with the best travel rewards. Consider our list of Best Credit Cards for Lounge Access or Best Cash Back Cards if access to airport lounges or cash rewards are important.